Tempted? Good. Now read this!
Being careless with money is often associated with bad financial habits. If you are not aware of what these bad habits are, here is a list that could well serve as a caution.
Harshala Chandorkar of CIBIL will answer your queries on how to read a credit report between 3 pm and 4 pm on Monday, August 19.
Loan defaults are not the only reason why you get a low credit score. Rajiv Raj of CreditVidya.com debunks five popular credit score-myths.
Wedding.con is a watchable show, if only to caution people about the latest scams, notes Deepa Gahlot.
If you're considering settlement as a solution to end your debt problems, take a step back and consider the risks associated with such settlements.
Instant approval, no due diligence, conversion to easy-to-pay EMIs, nominal processing fees are some of the reasons why credit card loans are better
How and why too many credit inquiries can hurt your CIBIL score and hence make lenders wary of lending to you
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.
Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap
For the time being, digital lending remains a grey area, notes Tamal Bandyopadhyay.
Here are some pointers that should serve as red flags for you
Credit Information Bureau (India) Limited (Cibil) will now provide customers their credit reports and scores online. Individuals can now access these through a three-step process.
Read on to understand the pros and cons of higher credit limit
The country's largest lender State Bank of India on Monday said it has reduced interest rates on home loans by up to 10 basis points (bps) and is offering loans starting from 6.70 per cent rate. The new rates are based on loan amount and CIBIL score of the borrower, and are available till March 31, 2021, according to a statement. The bank said the home loan interest rates will start from 6.70 per cent for loans up to Rs 75 lakh and 6.75 per cent for loans in the range of Rs 75 lakh-Rs 5 crore.
In an online chat with readers on October 14, Anil Rego answered their credit card queries.
There is a fair amount of half-baked knowledge and myths propagated that makes people wary about how credit bureaus function and credit rating takes place.
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
You require a credit score to get fresh debt and you must have existing debt to get a credit score... Confused? Well, here's how they are related.
Instead of being guided only by returns, investors should also factor in the risks of lending on these platforms.
Harshala Chandorkar, Senior Vice President -- Consumer Relations, Communication & CIC Compliance Credit Information Bureau (India) Limited will answer questions related to your home loans and CIBIL Credit Score on Monday, August 5 between 3 pm and 4 pm.
Do you save to spend or spend to save? If you belong to the second category, reward points can only harm your financial health.
The Credit Bureau of India (Cibil) is set to launch a credit score database that will reflect the creditworthiness of every borrower in the country.
Here's how to get out of this situation without hurting your CIBIL score.
Credit cards, if used properly, can be a great way to build one's CIBIL score.
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
It is not very easy to wriggle out of your role as a guarantor in case the original borrower defaults. Nevertheless, you can still come out of the situation with your credit record intact.
Lenders use these scores only as a preliminary filter.
Going through the credit report regularly will make you aware of a number of issues. One is identity theft.
You can still save a little more than you already are by changing a few spending habits.
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
Top four consequences for you to keep in mind before you miss a mortgage payment
If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy
And get lenders offer you the best possible interest rates on home, personal and car loans.
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